Solar and Battery Storage Loan
Financing available for on-site solar and battery storage to lower energy costs and strengthen resilience at your Texas property.
- Construction and permanent financing available
- One-time close options may be available for certain projects.
- Pricing indicated generally ranges from 7.00% to 9.00% per annum for qualified borrowers; actual rates are determined based on underwriting, project characteristics, and market conditions.
- Permanent loan terms generally up to 60 months, with amortization schedules up to 20 years (which may result in a balloon payment at maturity).
- Eligible for apartments, offices, small businesses, houses of worship, and more.
Rising energy costs and an unreliable grid put real pressure on Texas property owners. On-site solar and battery storage offer a direct way to reduce dependence on the grid, lower monthly utility bills, and keep essential services running when the grid goes down.
CEFTX provides loan financing to help commercial and multifamily property owners make that investment.
What This Loan Finances
The Solar & Battery Storage Loan funds the development of on-site clean energy generation and storage. Eligible projects include:
- Rooftop solar panel installation
- Ground-mount solar arrays
- Battery storage systems, standalone or paired with solar
- Canopy and carport solar structures over parking areas
- Solar installations at parks, recreational facilities, and other outdoor sites
Projects do not need to include both solar and storage to qualify. Battery-only or solar-only installations may be eligible. Contact CEFTX to discuss your project.
Who Can Apply
This loan is available to property owners in Texas interested in developing on-site solar or battery storage at eligible project sites. Applicants may include:
- Owners of apartment buildings and multifamily rental housing
- Office building owners
- Small business owners, including restaurants and retail operators
- Houses of worship
- Owners or operators of outdoor properties, including parking lots and parks
- Other commercial or mixed-use property owners
Both for-profit and nonprofit property owners may be eligible.
Prequalification does not constitute approval or a commitment to lend. This is not a commitment to lend or an offer of credit. All financing is subject to underwriting, credit approval, and final documentation.
The information provided is for general informational purposes only and is not a commitment to lend or an offer of credit. All loan terms, including rates, fees, structure, and collateral requirements, are subject to change and will be determined based on underwriting and market conditions. Not all applicants will qualify.
Why CEFTX?
CEFTX focuses on making clean energy accessible to property owners in communities that face the greatest energy burden. We fill a financing gap that traditional lenders leave open, providing mission-driven capital for projects that often fall outside conventional lending parameters.
Our solar and battery storage loan is designed for property owners who want to reduce energy costs and improve resilience for the people who live, work, and gather at their properties.