Affordable Clean Energy Financing Solutions in Texas

Empowering Texas homeowners, businesses, and communities with funding for clean energy access.

At Clean Energy Fund of Texas, we believe clean energy should be affordable and accessible for every Texan. That’s why we provide transparent, low-cost financing solutions for homeowners, renters, contractors, businesses, and nonprofits across the state.

Whether you’re installing rooftop solar, upgrading to energy-efficient HVAC systems, or modernizing community buildings, our mission is to remove the financial barriers that prevent you from making energy-smart choices.

Who We Finance?

At Clean Energy Fund of Texas, we provide financing to a variety of groups of people. We want to accelerate the green economy by directing financing into multiple market channels, helping more Texans save money and save energy.

Homeowners

Affordable residential financing is at the heart of what we do. Whether you’re adding rooftop solar, upgrading your HVAC, or improving insulation, we make it easy for Texas homeowners to reduce energy bills and improve comfort. When more Texans participate in the clean energy transition, our communities become stronger and more resilient.

Contractors

From small storefronts to major shopping centers, we help Texas businesses reduce energy costs and invest in long-term upgrades. Traditional financing models often don’t work for urgent energy needs—ours do. With fast, affordable solutions, your business can install solar, upgrade systems, and make meaningful changes that pay off over time.

Businesses

Clean Energy Fund of Texas helps solar, HVAC, lighting, and energy-efficiency suppliers and contractors reach more customers statewide. By offering accessible financing options, we drive demand for energy-smart products and services. That means more business for local suppliers—and a greener future for homes and commercial properties across Texas.

Building Owners

Multifamily properties and commercial buildings are major energy users—but they don’t have to be. We offer financing for property owners ready to improve efficiency, reduce utility expenses, and boost tenant appeal. Our team works with you to simplify the process, whether you’re managing one building or many across Texas.

Community Organizations

Nonprofits, churches, and community centers are trusted anchors in Texas neighborhoods—and they use energy, too. We provide clean energy financing for upgrades that lower costs and set an example for others to follow. When community organizations go green, their impact extends far beyond their walls, inspiring residents and businesses to do the same.

What We Finance

We support a wide range of clean energy and energy efficiency improvements across Texas, including:

  • Rooftop solar installations
  • HVAC system replacements
  • Smart thermostats and energy controls
  • High-efficiency lighting and appliances
  • Insulation and window upgrades
  • Water-saving fixtures and systems
  • Energy audits and weatherization
  • Commercial retrofits and facility upgrades

Whether your project is big or small, residential or commercial, we’re here to help you power it sustainably.

Why Clean Energy Fund of Texas?

  • Texas-Based, Community-Focused – We understand Texas neighborhoods and work with local partners to support real change.
  • Easy, Transparent Financing – No gimmicks, no hidden fees. Just fair, accessible financing that fits your budget.
  • Mission-Driven Impact – Every project we support helps lower emissions, strengthen our grid, and build a more resilient Texas.

Ready to Get Started?

Whether you’re a homeowner in Houston, a contractor in Dallas, or a nonprofit in the Rio Grande Valley—Clean Energy Fund of Texas is your partner in affordable clean energy financing.

Contact us to learn more or explore our financing options below.

OUR PRODUCTS

Consumer Loan Options

SunRise Home Improvement Loan

Our SunRise Home Improvement Loan is designed to help homeowners like you make critical upgrades that improve energy efficiency, reduce utility bills, and increase comfort and resilience.

Home energy efficiency loans from $3,000 to $50,000, long terms; low fixed interest rates. Make your home safer and more resilient during extreme weather events caused by climate change.

Commercial Loan Options

*All commercial loan options are available for non-profit and for-profit entities.

Energy Efficient Buildings Loans

Own or operate a commercial property and looking to reduce energy costs and improve building performance? 

Energy Efficient Buildings Loans help Texas property owners upgrade HVAC systems, install energy-efficient lighting, and improve insulation and weatherization. Lower operating costs, reduce emissions, and create healthier, more comfortable spaces for tenants and customers.

Solar & Battery Storage Loans

Interested in lowering your energy bills and gaining more control over your power? 

Solar & Battery Storage Loans help property owners install on-site solar and battery systems to reduce electricity costs and increase resilience. Generate your own energy, protect against outages, and make a long-term investment in sustainability.

Community Solar Predevelopment Loans

Developing a community solar project but need support getting it off the ground? 

Community Solar Predevelopment Loans provide early-stage financing for critical development activities like permitting, design, interconnection, and subscriber acquisition. Move your project forward with the capital needed before construction begins.

Electric Vehicle Charging Station Loans

Looking to meet the growing demand for electric vehicle charging at your property? 

EV Charging Station Loans help businesses and property owners install EV infrastructure to attract customers, increase property value, and support clean transportation. Build the charging network your community needs while creating new revenue opportunities.

This material is for informational purposes only and does not constitute an offer to extend credit or a commitment to lend. Financing is subject to program availability, credit approval, underwriting, and final documentation. Loan terms, including interest rates, fees, repayment structure, and collateral requirements, will vary based on borrower qualifications, project characteristics, and market conditions. Prequalification is preliminary and non-binding. Not all applicants will qualify.

Our Services

We also offer a range of services and programs to help support other aspects of the clean energy economy. Contact us to learn more about any of the following:

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Advocacy

We advocate to advance clean energy and environmental policies that accelerate the adoption of green technologies and reduce energy poverty in under-resourced communities across the state. We will finance as many projects as we can, and with stronger clean energy and environmental policies there is even more we can accomplish together.

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Contractor Platform

This easy-to-use online workflow platform designed to streamline and create transparency during the application process. At Clean Energy Fund of Texas, we remove red tape and provide trusted, competitive financing so that every Texan can be part of this movement. The platform provides a secure, online project management tool for lenders, contractors, and energy program providers.

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Energy and Water Audits

Together with our contractors we provide free energy and water conservation audits for low and moderate- income families and small businesses to identify opportunities for sustainable improvements. Better understanding what cost savings make sense is the best way to start.

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Green Workforce Development

We facilitate opportunities for families in under-resourced communities to access workforce development programs in the green economy. From solar panel installers to water and HVAC technicians, there are thousands of jobs coming open in this new economy. Let’s make sure communities who have been left out get into these careers.

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Environmental and Energy Literacy

With our partners, we coordinate education programs to assist low and moderate-income families with selecting the right contractor and retail electric provider. Companies can sometimes make these processes more complex than they need to be, so we try to cut through the noise and assist families.

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Credit Enhancements

We want to accelerate access to financing for green improvements. We provide credit enhancements, like a loan loss reserve, to reduce the risk for our banking partners of green lending in disadvantaged communities. We try to use measures like energy and water bill repayment history to enhance Texans’ credit applications.